{"id":115,"date":"2019-11-22T19:09:58","date_gmt":"2019-11-22T19:09:58","guid":{"rendered":"https:\/\/www.jonesandknightdds.com\/blog\/?p=115"},"modified":"2019-11-22T19:10:18","modified_gmt":"2019-11-22T19:10:18","slug":"the-clock-is-ticking-have-you-maximized-your-dental-benefits","status":"publish","type":"post","link":"https:\/\/www.jonesandassociatesdds.com\/blog\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\/","title":{"rendered":"The Clock is Ticking; Have You Maximized Your Dental Benefits?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><a href=\"https:\/\/www.jonesandassociatesdds.com\/blog\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jonesandassociatesdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_137442832__1574449567_76608.jpg\" alt=\"Dental Insurance Form\" class=\"wp-image-116\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.jonesandassociatesdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_137442832__1574449567_76608.jpg 800w, https:\/\/www.jonesandassociatesdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_137442832__1574449567_76608-300x225.jpg 300w, https:\/\/www.jonesandassociatesdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_137442832__1574449567_76608-768x576.jpg 768w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>You do your best all\nyear to pay the premiums for your <a href=\"https:\/\/www.jonesandassociatesdds.com\/dental-insurance.html\">dental insurance<\/a>,\nbut did you know that, according to the National Association of Dental Plans,\nonly 2.8% of people will ever reach or exceed the annual maximum allowed by\ntheir policies? You don\u2019t want to miss out on the benefits that you\u2019ve earned \u2013\nespecially when they could be keeping your smile bright and healthy! Read on to\nlearn more about getting the most out of your end of year benefits.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Why Do You Need to Use Benefits Now?<\/h2>\n\n\n\n<p>The annual maximum is the amount set aside by your insurance\ncompany each year to help pay for dental services; it\u2019s different for each company,\nbut you can usually expect around $1,000 in coverage. However, it\u2019s important\nto realize that once your plan resets next year, any remaining benefits will\nnot be carried over. No matter if you had $500 or only $5, the insurance\ncompany will take back the money. <\/p>\n\n\n\n<p>Every year, people lose hundreds of dental dollars because\nthey didn\u2019t maximize their benefits; this is despite the fact that using those\nbenefits is the most cost-effective option for multiple reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>You already paid the premiums, so you should get\nyour money\u2019s worth by taking advantage of your coverage as much as you can.<\/li><li>If you have met the deductible this year, you can\nreduce the amount you need to pay yourself by scheduling appointments before\nJanuary begins.<\/li><li>For patients with a pre-tax Flexible Spending\nAccount (FSA), it\u2019s better to use the year\u2019s entire deduction amount so that\nyou don\u2019t forfeit unused contributions.<\/li><li>Dental problems almost always get worse when\nleft alone, so using your insurance to pay for treatment now can protect you\nfrom higher dental care costs later.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Can Dental Insurance Be Used For?<\/h2>\n\n\n\n<p>Nearly every company will offer different insurance\nbenefits, but typically you can expect your plan to be geared towards preventive\ncare. A typical insurance policy will offer:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Full coverage for regular dental checkups,\ncleanings and X-rays<\/li><li>Partial coverage for \u201cbasic\u201d procedures (such as\ntooth fillings)<\/li><li>Partial coverage for crowns and other major\nrestorative treatments<\/li><\/ul>\n\n\n\n<p>If nothing else, you should schedule a dental checkup before\nthe end of the year, especially if it has been six or more months since your\nlast one. Not only will these visits let you use your benefits, but they can\nalso prevent tooth decay, gum disease and other oral health issues that are\npotentially expensive to treat. <\/p>\n\n\n\n<p>Your dentist might suggest additional treatments depending\non what they find during your exam. Be mindful of your benefits and plan\ncarefully; it\u2019s up to you to make a decision that will let you maintain your\noral health while still saving money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About Jones &amp; Knight, DDS<\/h3>\n\n\n\n<p>At our San Antonio practices, Dr. Troy Jones and Dr. George\nKnight can provide your entire family with state-of-the-art dental care. &nbsp;For your convenience, we offer early morning\nand evening appointments. We\u2019re also happy to accept all PPO dental plans and\ncan file a claim on your behalf. To schedule an appointment at Jones &amp;\nKnight, DDS, visit our <a href=\"https:\/\/www.jonesandassociatesdds.com\/contact-us.html\">website<\/a> or call\n(210) 494-4407.<\/p>\n","protected":false},"excerpt":{"rendered":"You do your best all year to pay the premiums for your dental insurance, but did you know that, according to the National Association of Dental Plans, only 2.8% of people will ever reach or exceed the annual maximum allowed by their policies? You don\u2019t want to miss out on the benefits that you\u2019ve earned \u2013 especially when they could be keeping your smile bright and healthy! Read on to learn more about getting the most out of your end of year benefits. <a class=\"read-more\" href=\"https:\/\/www.jonesandassociatesdds.com\/blog\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-115","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance San Antonio | Dental Benefits | Jones &amp; Knight DDS<\/title>\n<meta name=\"description\" content=\"If you haven\u2019t used your dental insurance benefits yet, you could lose money at the end of the year \u2013 unless you make an appointment with your dentist now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jonesandassociatesdds.com\/blog\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance San Antonio | Dental Benefits | Jones &amp; Knight DDS\" \/>\n<meta property=\"og:description\" content=\"If you haven\u2019t used your dental insurance benefits yet, you could lose money at the end of the year \u2013 unless you make an appointment with your dentist now!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jonesandassociatesdds.com\/blog\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Troy Jones, DDS &amp; Associates Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-22T19:09:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-22T19:10:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.jonesandassociatesdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_137442832__1574449567_76608.jpg\" \/>\n<meta name=\"author\" content=\"jonesandknight\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jonesandknight\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.jonesandassociatesdds.com\\\/blog\\\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jonesandassociatesdds.com\\\/blog\\\/the-clock-is-ticking-have-you-maximized-your-dental-benefits\\\/\"},\"author\":{\"name\":\"jonesandknight\",\"@id\":\"https:\\\/\\\/www.jonesandassociatesdds.com\\\/blog\\\/#\\\/schema\\\/person\\\/9b59f0ee32a5b5b3d9a5998de71d978a\"},\"headline\":\"The Clock is Ticking; 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