Dental Insurance San Antonio
A Key Solution to Covering Dental Treatments
With the help of dental insurance, it’s much easier to afford high-quality dental care. Not only is it an excellent tool that your employer often provides, but it also helps you focus on treatments designed to help you maintain long-term oral health, avoid the majority of dental emergencies, and reduce your overall costs. Our San Antonio dental office’s team members are more than prepared to help you understand the ins and outs of your insurance plan, whether it’s the benefits you currently have or what will be available next year. Schedule an appointment by calling our office today!
How Dental Insurance Works
When it comes to dental insurance, it’s important that you read the details of your plan to confirm exactly what treatments you’re entitled to. There, you’ll also find information regarding the percentage of coverage you can expect for a given treatment. With that said, most dental insurance plans cover care in the same way, which is listed below.
Preventive Care – This type of care usually refers to exams, cleanings, X-rays, and sometimes fluoride treatments. Dental insurance tends to cover it at 100 percent.
Minor Restorative Care – If you need dental fillings or root canal therapy, you’ll generally get your insurance to cover it between 70 and 80 percent.
Major Restorative Care – These treatments are usually more complex and generally refer to crowns, bridges, and dentures. In most cases, dental insurance covers 50 percent.
What Is the Difference Between Dental & Medical Insurance?
While many people assume that dental insurance should only be used when a series of dental issues occurs, this is not actually the case. In fact, dental insurance is meant to be used regularly, ideally once every six months when it’s time to have your checkup and cleaning performed. The fact is, medical insurance is mainly used when an emergency occurs, such as a severe illness or injury. In contrast, dental insurance is used to complete your basic checkups, cleanings, X-rays, fluoride treatments, and other services that help you avoid dental issues from appearing in the first place. It’s largely preventive in nature, which is why most dental insurance plans cover preventive care at or close to 100 percent of your costs.
Is Troy Jones, DDS & Associates In-Network with My Insurance?
Our office accepts most PPO dental plans and is more than happy to file claims on your behalf. Part of maximizing your dental insurance means we’ll process your claims forms and ensure their accuracy so you can be properly reimbursed.